Who are you?
Everyone is different, advice should be.
What kind of investor are you?
Everyone is different, advice should be.
Customization is standard
Everyone is different, which is why we provide customized advice. Are you one of these four types of investors? Either way, we always provide customized advice.
Different for everyone
Below are four examples to show where people can differ. In reality, of course, there are countless combinations of income, wants, life stage and goals as well as how you view risk. We are financial planners, so we will always look at all the factors that affect your situation. Moreover, these factors without exception affect the choice of saving or investing and with what profile.
We believe that a good way to build wealth should suit you and you should be able to trust that it will be done right.
Looking for greater returns
Not everyone wants advice, and maybe you're the one who already has quite a bit of equity. Just, returns could be better or you want to get rid of the hassle.
We have come up with a solution to this in cooperation with our asset managers: a better risk/return ratio with intelligent allocation.
Our professional investment strategies, focused on specific skills, offer a unique way to diversify and stabilize your portfolio. This has a number of important advantages.
- Advanced diversification: Invest in various sectors and areas, making you less dependent on one specific market or sector.
- More stable portfolios: Skills are less cyclical than traditional asset classes, providing more stable returns over the long term.
- Access unique opportunities: Invest in emerging areas and talents that may go unnoticed by traditional investors.
Questions? Make an appointment and ask for Joan Beek.
Young asset builders
The power of starting saving and investing early. The path of the young wealth builder is one of discovery and opportunity. Often in their mid-20s to mid-30s, this group represents individuals who are at the beginning of their careers, may have recently graduated, and are taking their first serious steps into the financial world. For this group, it is crucial to understand why starting early with saving and investing is so important.
The Power of Compound Interest
Compounding, or interest-on-interest effect, is the financial principle whereby earned interest or return itself yields returns. By starting early, even a modest sum saved or invested can grow significantly over the long term.
Risk management
Young wealth builders have the advantage of time. This means that they can take on more risk in their investment choices, as there is time to recover from any market downturns. However, this is not a license for recklessness; It is important to build a diversified portfolio.
Financial habits
Developing good savings and investment habits at a young age lays the foundation for a lifetime of financial well-being. This includes regularly investing a portion of income, keeping track of expenses, and learning about different investment options.
Family-oriented financial planning
Security and legacies
Families with a focus on financial planning often have a variety of goals. This can range from securing the future for children to planning the transfer of assets.
Long-term planning
For families, it is essential to look at the long term. This includes saving for children's college costs, building an emergency fund, and planning for retirement. By planning early and strategically, families can ensure financial stability and comfort.
Risk management and diversification
Families should take a balanced approach in their savings and investment strategies. This means spreading investments to minimize risk and ensure stable growth. It is also wise to invest in plans that provide protection against unforeseen circumstances.
Inheritance and transfer
Estate planning is also essential for families who want to pass their assets on to the next generation. This requires knowledge of inheritance taxes, gifts, and drafting wills and trusts.
Entrepreneurs and wealth accumulation
Balancing between business and personal wealth
Entrepreneurs often face unique challenges when it comes to wealth accumulation. Their financial successes and challenges are closely tied to their business.
Investing in and outside the business
While it is important for entrepreneurs to invest in their business, it is also crucial to build personal wealth outside the business. This provides a financial safety net in case the business struggles.
Risk Management
Entrepreneurs should pay attention to risk management not only in their business operations but also in their personal finances. This can mean diversifying investments, covering risks through insurance, and building an emergency fund.
Retirement Planning
For business owners, retirement planning is often a complex issue. It's important to set up a pension in a way that maximizes tax opportunities without sacrificing much flexibility for such things as a new venture, investment or severe weather.