Find out how we grow your wealth and make your dreams come true.

Do you also sometimes wonder how that works: building up assets? For a big trip, retiring early or an extra retirement pot? And who do you ask, someone you know, the bank or an online wealth manager?

With all those questions, and for the solutions, you can come to us. Accessible and expert, for information, advice and implementation. We are there for you; the person starting out in wealth accumulation, the entrepreneur who wants to secure assets and retirement, and the family with an eye to the future. And for anyone who wants to set money aside because it is convenient, necessary or sensible.

We explain how it works, what it costs and what it delivers. We make sure it's cost-effective, give independent advice and, as a financial planner, we make sure it really suits you. And we've been doing it for a while, with a high score on advieskeuze.nl.

Looking for instant tax benefits with annuities?

Annuities are a popular way to build wealth or supplement retirement - or both! However, you can't just take an annuity and deduct the premium; there are, of course, rules attached to each tax benefit.

Calculating annuity space exactly is not easy. But calculating an indication is how you do it:

enter your gross annual salary
enter your A-factor (how much your pension grew last year

And you have a good indication. That space may be higher if you still have old space and lower if you forgot other pension claims.
You see two numbers: what the space is and how much you can save.

starters

You have space for a modest amount per month

families

You want a buffer for your family,
for now and later

entrepreneurs

You want to be sure that your money will continue to grow safely

efficiency seekers

You know what you want and are looking for
especially more return

How do we do that?

Saving or investing can be done in an awful lot of different ways, and if you search, the most amazing options can be found. But what is not told there is what consequences all choices have. Are there limitations to tax-smart solutions or are there risks that no one tells you about? And above all, does it suit you?

To help you see the forest for the trees, we always distinguish between saving and investing and whether you do so with a tax benefit. That tax advantage is important, because you get a better return, but you also get less freedom in the way of withdrawal.

At least we are starting with you: click on one of the four images below or schedule an appointment through this link.

Taxation

Taxation is very important when saving and investing. Because the tax can take a big chunk out of your return in Box 3. But there are also advantages, such as deductibility of an annuity premium.

We understand how different options play out and whether they are important to you. That's why with us, you get advice first and then a solution.

For each box you will see a few different options where you can place assets, the treatment by the tax authorities is different for all solutions. Click on a topic to learn more about it.

	BOX 1	BOX 2	BOX 3
Savings	bank savings	company account	save
Investing	bank savings	equities, real estate	equities, real estate
Tax	pension and annuity	pension	green investing

Do you have questions or want advice? Logically, make a free appointment with an advisor for that. Via the button below that is quickly arranged.

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Savings

Saving offers financial security, accessibility and a sense of control over personal finances.

However, saving has advantages as well as disadvantages, with return and taxation as central aspects. On the one hand, saving offers the opportunity to generate interest or returns on your savings balance, allowing your wealth to grow. On the other hand, the return is usually affected by current interest rates and inflation, which affects the final profit. In addition, tax factors play an important role in savings strategies, where taxes can both benefit and limit returns.

It is essential to understand and consider these aspects when developing an effective savings and financial strategy.

make an appointment

Joan Beek, director, partner, consultant

Investing

Investing is a dynamic world where financial growth and opportunity come together with risk.
It offers the opportunity to earn returns by investing in stocks, bonds, real estate and other assets that reduce risk.

The potential for higher returns than saving is an attractive aspect, which is why investing is often considered a powerful way to build wealth. However, investing also carries risks, such as price fluctuations and loss of capital. In addition, tax factors play a crucial role in final gains, with tax benefits but also potential tax liabilities.

Understanding returns, risk and taxation is essential to making informed investment decisions.

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Martin Dubèl, partner, consultant

Fiscally beneficial

Tax-friendly saving and investing are financial strategies that use special tax breaks to promote wealth growth. The main advantage is that these approaches can result in tax savings, such as deductions or tax-free returns for deferred taxes. All this should result in higher net income and accelerated wealth accumulation.

However, this will entail limitations, such as less access to the capital saved or invested over a period of time. In addition, tax regulations vary from country to country and are subject to change over time, making it important to stay abreast of applicable tax laws and regulations.

A considered approach is required to maximize the benefits of tax-friendly savings and investments and limit the drawbacks .

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Milou van der Loo, office manager

We have been around for a while and, above all, we want to be the best partner for financial matters you could wish for. With clear advice and execution in cooperation with the best brands in the market. Always looking for better solutions and the best service. That is why we were elected winner of the Advice Award and have a high Advice Choice score.